Rocket Money charges 35% plus a monthly subscription fee and still requires you to take action yourself. Clawback charges 25% — no subscription — and an AI agent does everything for you.
The numbers
| Feature | Clawback | Rocket Money |
|---|---|---|
| Success fee | 25% Lower | 35–40% |
| Monthly subscription | None Free | $3–$12/month |
| Activation cost | $9.99 one-time | Free (limited) or subscription |
| How it works | AI agent acts for you | Sends notifications — you act |
| Execution model | Fully autonomous | Dashboard + manual steps |
| Effort required | Zero — set and forget | Still requires your time |
| Pay only on results | Yes — 100% success-based | Subscription regardless of results |
| User rating | New — no baggage | 3.3 / 5 avg |
The real reason
35% success fee plus $3–$12/month adds up fast. On a $500 recovery, you're paying $175 to Rocket Money — before the subscription. Clawback takes $125 total, no subscription required.
Rocket Money tells you what to do. Clawback does it. An AI agent contacts companies, files disputes, and negotiates on your behalf — start to finish, without any input from you.
Rocket Money's cancellation feature — the one you actually need — sits behind the premium subscription tier. Clawback has one simple activation fee, then success-only pricing. No tier walls.
Most Rocket Money users get notification fatigue — they see the alerts but never act. Clawback skips the middleman. The agent executes immediately and reports back with what it recovered.
Bottom line
$9.99 to activate. 25% only on actual recoveries. An AI agent handles every step. If nothing is recovered, you're only out $9.99. Rocket Money's subscription runs $36–$144/year before they've found a cent.
Calculate Your Savings → Free calculator · See what Clawback could recover for youCommon questions